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Chapter 7

The majority of my work is involved in helping every-day people file for a chapter 7 bankruptcy.  Chapter 7 bankruptcy, also known as straight-bankruptcy, is a very quick and streamlined process.  Basically, in a chapter 7 bankruptcy you can discharge (or eliminate) all of your unsecured debts.  Unsecured debts are those debts which are not secured by any property such as credit cards, medical bills, etc.  So if you have $10,000, $25,000, or $60,000 or more in credit card debts for example, you could wipe them out to $0 in a chapter 7 bankruptcy.

Chapter 7 Is Fast

One of the great benefits to Chapter 7 is that in most cases it totally eliminates your unsecured debts AND it does this within a matter of a few months.  It is a very powerful tool.

Retaining Your Assets

If you have a home, car, stocks, bonds, business, or any number of other assets then it is my job to help you retain as many of those assets as I can under the law.  For many of my clients, they are able to retain all of their assets in a chapter 7 bankruptcy even though they are discharging all of their debts

There Is A Lot More to Talk About

Everything I have listed on this page is of course only the tip of the tip of the iceberg.  You probably have a ton of questions related to your own unique situation that you want to get answers to.  I encourage you to take me up on my free over-the-phone consultation where I will take the time to answer your questions about your particular situation.  I look forward to speaking with you.

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